Mom's Famous Chocolate Chip Banana Bread Recipe (2024)

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My mom’s chocolate chip banana bread recipe is full of chocolate chips and is SUPER soft and moist thanks to 4 whole bananas and a little bit of oil.

She’s been making this banana bread recipe for years, and it is THE BEST!

This banana bread is moist, fluffy, and loaded with chocolate chips. It is perfect for breakfast, snack, or dessert. Plus, it is super simple to make with just a few ingredients and a bowl. You don’t need a mixer or any fancy equipment. Just follow these steps and you will have a scrumptious banana bread in no time.

Mom's Famous Chocolate Chip Banana Bread Recipe (1)

Using overripe bananas helps ensure you’re getting the highest natural sugar content, which gives this semi-sweet, delicious dessert-y bread more balance and that memorable taste that you’re searching for. There’s a reason this is my most popular recipe! Eating a warm slice (or two) feels like a hug from my mom, and I know for many of you, it evokes that same level of comfort.

This recipe is also incredibly easy to pull off, without compromising on taste. You’ll end up with a perfectly moist, filling chocolate chip banana bread. Whenever I want to show someone I’m thinking about them — welcoming a new neighbor, visiting a sick relative, celebrating a friend’s birthday — this is often my go-to recipe because it is so universally popular!

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Chocolate Chip Banana Bread Recipe FAQ

Can I make recipe substitutions?

If you want to lighten it up, feel free to omit the oil (or sub in applesauce) and replace the egg with 2 egg whites! We do this all the time, and it turns out great. You can also use whole wheat flour in place of the all-purpose flour.

You could also experiment with the type of chocolate chips you use, depending on your preference. Some people also like to add more than the recipe calls for, but I find this to be the ideal balance between the chips, banana, and bread.

If you want to try other forms of chocolate — such as Reese’s Cups — read on for a few ideas!

How do you keep chocolate chip banana bread fresh?

I’ve always found that this recipe keeps well simply wrapped in foil on the counter for a few days.If you know you won’t finish it in that amount of time (and don’t want to share!), you can easily freeze it.

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Can I make banana bread muffins instead?

Yes! You can easily adapt this recipe to make banana bread muffins! Just adjust the baking time to 20 minutes.

How do you freeze this chocolate chip banana bread recipe?

This bread freezes REALLY well. If you have a ton of bananas and are wanting to make multiple loaves, it’s a great idea to freeze some for later! Wrap the cooled loaf in plastic wrap and then in foil. It should keep for a couple of months, but the longer you wait, the less it may taste like the original, so don’t forget about it!

When you’re ready to eat it, let it thaw at room temperature before slicing. You could also freeze individually wrapped slices for convenience — it’s more work up front but you may thank yourself later.

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What can I add to this chocolate chip banana bread recipe?

There are so many fun ways to jazz up banana bread! Here are a few ideas:

✔️ Mix 1/4 cup peanut butter into the batter and add chopped Reese’s peanut butter cups.

✔️ Mix in toffee bits. The toffee will melt during baking and leave sweet little spots of caramel.

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✔️ Pour half of the batter into the loaf pan. Sprinkle 1/4 cup of cinnamon sugar over the batter and then pour the rest of the batter on top. This will create a delicious cinnamon swirl.

✔️ Glaze! Add a peanut butter glaze or a chocolate glaze or a maple glaze. It’s amazing how a simple glaze can change a loaf of bread into a beautiful loaf cake!

✔️ Add 1/2 teaspoon of almond extract, 1/2 teaspoon of butter extract, and 1/2 cup of sprinkles to make funfetti bread!

You could also try this variation recipe for chocolate chip zucchini banana bread for a healthy twist!

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Other banana bread recipes you’ll love

Here are some other popular banana bread recipes you should try if you love this one!

  • Whole grain banana bread
  • Red velvet banana bread
  • Peanut butter Oreo banana bread
  • Reese’s Cup banana bread
  • Birthday cake banana bread
  • Banana bread with cream cheese frosting
  • Snickerdoodle banana bread
  • Scotcheroo banana bread
Mom's Famous Chocolate Chip Banana Bread Recipe (7)

Chocolate Chip Banana Bread

Yield: 1 loaf

Prep Time: 10 minutes

Cook Time: 1 hour 5 minutes

Total Time: 1 hour 15 minutes

My mom's banana bread is full of chocolate chips and is SUPER soft and moist thanks to 4 whole bananas and a little bit of oil. It's the best!

Ingredients

  • 3-4 medium, overripe bananas
  • 3/4 cup sugar
  • 1 egg
  • 1 teaspoon vanilla
  • 1/4 c. vegetable oil
  • 1 1/2 cups All Purpose flour
  • 1 1/4 tsp baking powder
  • 1/2 tsp. baking soda
  • dash of ground cinnamon
  • 1/8 tsp salt
  • 1 cup chocolate chips + additional for topping

Instructions

  1. Preheat the oven to 350ºF. Prepare a 9x5 baking pan by lining it with parchment or foil and lightly spraying with nonstick spray.
  2. Preheat the oven to 350ºF. Prepare a 9x5 loaf baking pan by lining it with parchment or foil and lightly spraying nonstick spray.
  3. Mash the bananas with a fork or whisk. Whisk in the sugar, egg, vanilla, and vegetable oil.
  4. Mix in the flour, baking powder, baking soda, cinnamon, and salt. The batter will be lumpy.
  5. Fold in the chocolate chips.
  6. Pour the batter into the prepared baking pan (top with more chocolate chips if you want). Bake for 55-60 minutes (start checking for doneness with a toothpick at 55 minutes). Let cool.

Notes

Calories312 |Fat11g |Saturated Fat8g |Carbs52g |Fiber5g |Sugar32g |Protein4g

Nutrition Information:

Yield: 10Serving Size: 1
Amount Per Serving:Calories: 309Total Fat: 11gSaturated Fat: 4gTrans Fat: 0gUnsaturated Fat: 7gCholesterol: 19mgSodium: 162mgCarbohydrates: 52gFiber: 3gSugar: 30gProtein: 4g

Instagram Reader Raves & Reviews

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Photo Credit:@mon_amie_brie

⭐️⭐️⭐️⭐️⭐️

Made my favorite chocolate chip banana bread recipe yesterday from@somethingswankyand it was as comforting as a warm blanket! It’s seriously so good; I don’t bother with other banana bread recipes anymore.

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Photo Credit:@omnomsbytm

⭐️⭐️⭐️⭐️⭐️

Jumped on the#bananabread#quarantinebakingbandwagon and so glad we did with this DELISH chocolate banana bread recipe from@somethingswanky! So decadent, you won’t want to share 😉 .

Mom's Famous Chocolate Chip Banana Bread Recipe (13)

Photo Credit:@snackin_with_sydney

⭐️⭐️⭐️⭐️⭐️

This banana bread is SOOOO GOOD. So good that I decided to make it twice! 10 out of 10 would recommend to a friend!

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Photo Credit:@liz_doesit

⭐️⭐️⭐️⭐️⭐️

I absolutely loved this recipe!! I mean what's better than bananas and a whole lot of chocolate?? 😅

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Photo Credit:@whattodowithmykidssocal

⭐️⭐️⭐️⭐️⭐️

Banana Chocolate Chips Bread! By@somethingswanky! OMG it was really good! 🍌 .

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Whole-Grain Banana Bread - 2018 Recipe of the Year

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Mom's Famous Chocolate Chip Banana Bread Recipe (2024)

FAQs

Why baking soda in banana bread? ›

Baking soda: Baking soda acts as a leavener, which means it helps the banana bread rise. Salt: A pinch of salt enhances the overall flavor, but it won't make the loaf taste salty.\

How many bananas are in Chrissy Teigen's banana bread? ›

The tldr; is that she needed 6 very ripe bananas to work on this recipe, but as you know you can not just buy overly ripe bananas at the store, so she went to Twitter and called on her followers.

Why does banana bread crack when baking? ›

In the oven, the outside begins to cook much faster than the inside; the crack is from the inner batter rising and releasing steam through the semi-cooked outer batter.

Can you put too much banana in banana bread? ›

Fight the urge to use more banana than called for in your recipe. Using too much banana could make your bread heavy and damp in the center, causing it to appear undercooked and unappealing. If you have bananas leftover, you can always freeze them for later use.

At what point should you not use bananas for banana bread? ›

While it's okay if the banana peel is dark brown or even black, if the inside is too, then the fruit is beyond ripe and now on its way to rotten. Another sign that bananas have gone bad is if they start leaking any fluids. When in doubt, just toss the bananas out.

Should you refrigerate banana bread batter before baking? ›

Timing: It is generally recommended to refrigerate the batter for no more than 24 hours [1]. Beyond that, the leavening agents in the batter may lose their effectiveness, resulting in a denser final product. Flavor development: Refrigerating the batter overnight can actually enhance the flavor of the banana bread.

Is it better to use baking soda or baking powder in banana bread? ›

From looking at some of the oldest recipes, it seems that baking powder, rather than baking soda, is the most traditional ingredient used in banana bread. However, when you understand how both leavening agents function, you'll understand why you can use one or the other. They'll both work.

Is baking soda or powder better for banana bread? ›

Baking soda works best in conjunction with an acidic ingredient. In the case of banana bread, this may be buttermilk, brown sugar, molasses or the bananas themselves. Recipes generally include just enough baking soda to balance the acidity in the batter.

Is it OK to eat a bunch of bananas? ›

Eating too many bananas or other high-potassium foods can cause excess potassium in the body, also called hyperkalemia. This can cause serious health problems, including heart issues. While most people wouldn't be able to stomach the number of bananas necessary to cause this to happen, it's something to be mindful of.

How many bananas equal 2 cups? ›

1 banana: 2/3 cup chopped | 1/2 cup mashed. 1-1/2 bananas: 1 cup chopped | 3/4 cup mashed. 2 bananas: 1-1/3 cups chopped | 1 cup mashed. 3 bananas: 2 cups chopped | 1-1/2 cups mashed.

Can I eat a whole bunch of bananas? ›

But for a healthy person, "it would be impossible to overdose on bananas," says Collins. "You would probably need around 400 bananas a day to build up the kind of potassium levels that would cause your heart to stop beating... Bananas are not dangerous - and in fact they are, and always have been, very good for you."

Why is my banana bread still gooey in the middle? ›

But if you try to use up all your bananas without paying attention to the ratio of other ingredients, your bread can turn out damp, soggy, and mushy. Contrary to what one may think, there is such a thing as using too many bananas in a banana bread.

What to do if banana bread is raw in the middle? ›

It is pretty simple to salvage an undercooked bread and create a decent loaf. Heat the oven to 350 F, return the bread to the oven, and bake for another 10 to 20 minutes. This will work even if the loaf has cooled, which is similar to par-baking bread.

Why is my banana bread gummy on top? ›

The first and easiest surefire way to prevent sticky tops on your baked goods is to ensure that they are completely cooled before closing them in an airtight container. When a baked item “cools down”, during this process there is an amount of moisture, or water, that is being released into the surrounding air.

Can you use mushy bananas for banana bread? ›

A banana that's way too squishy and soft for your cereal is just perfect for banana bread: the blacker the banana, the sweeter and more assertive its flavor. If you can't find overripe bananas, you'll need to create your own.

Are mushy bananas still good? ›

That said, Rogers states that if your bananas are jet black and mushy, your safest bet is to cook with them rather than eating them out of hand or using them raw in things like smoothies or nice cream. "The riper the bananas get, the more levels of bacteria could be on them," he says.

What can overripe bananas be used for? ›

Don't throw those overripe bananas away! Try one of these delicious recipes for coffee cake, cookies, ice cream, donuts, smoothies—and, yes, banana bread. Rebecca is a freelance writer for MarthaStewart.com.

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